A leading financial services firm sought to create an innovative credit scoring product that not only evaluates current and future creditworthiness but also provides borrowers with transparency into their scores and actionable insights through an advanced “What-If” simulator. HexaCorp leveraged its expertise in Big Data and Applied AI to deliver a cutting-edge solution that redefines credit assessment.

• Processing and analysing over 6 million data records, each containing more than 2,000 attributes, resulting in 12 billion data points.
• Reducing data requirements without compromising model accuracy.
• Creating a predictive AI model for credit scoring that is both reliable and transparent.
• Building a “What-If” simulator to enable borrowers to explore various credit scenarios and understand factors influencing their scores.

• Processed and analysed over 12 billion data points.
• Implemented smart feature engineering techniques, reducing data requirements by over 95% while maintaining accuracy.
• Developed an advanced AI model capable of predicting current and future credit scores with high precision.
• Integrated XAI capabilities to explain key factors positively or negatively influencing a borrower’s credit score.
• Designed an intuitive simulator to help borrowers explore different credit scenarios, enabling them to make informed financial decisions.